CIBC PRIVATE WEALTH

The Bank of Canada and other central banks are working hard to control inflation but with sluggish growth and volatile markets, what are the key opportunities and risks for investors in 2023? CIBC Family Office invites you to join our panel of experts as they discuss the North American economy and what to expect in the equity and fixed income markets in the coming year.

Presenters:
• Avery Shenfeld
Managing Director Head Economics Capital Markets
• David Donabedian, CFA
Chief Investment Officer CIBC Private Wealth, US Region
• Patrick O’Toole, CFA, CPA, CGA
Vice-President, Global Fixed Income CIBC Asset Management

Hosted by:
Jonathan Hass
Managing Director and Head CIBC Private Banking

Please join CIBC Family Office as we celebrate International Women’s Day and bring together key thought leaders to discuss the impact of diversity, leadership and ESG awareness on Corporate Canada.

Presenters:
• Dominique Barker
Managing Director and Head, Sustainability Advisory
• Bindu Dhaliwal
Vice-President, Environmental, Social, and Governance (ESG)
• Whitney Rockley
Co-Founder & Managing Partner McRock Capital

Hosted by:
Jonathan Hass
Managing Director and Head CIBC Private Banking

What impact will higher mortgage rates, lower inventory and continued uncertainty around the Bank of Canada’s fight with inflation, have on your real estate investments? Please join CIBC Family Office for a fireside chat with three experts, and hear their thoughts on the current trends and future outlook for the Canadian real estate market.

Presenters:
• Andrew Taylor
Senior Vice President, Sales, Sotheby’s International Realty Canada
• Calvin Younger
SVP and Head, CIBC Real Estate Finance Division
• Benjamin Tal
Managing Director and CIBC Deputy Chief Economist

Hosted by:
Jonathan Hass
Managing Director and Head CIBC Private Banking

Thinking of purchasing a luxury property in cottage country or a mountain chalet over the coming months? Now is the perfect time to consider how to structure the purchase from a tax and estate perspective, as well as where in each of the regions is the best place to buy at this stage in the market cycle. Please join us as we hear from subject matter experts from across Canada as they explore the real estate and tax considerations you should be considering before you begin your search.

Presenters:
• Jamie Golombek
Managing Director and Head, CIBC Tax and Estate Planning
• David Bemmann
SVP, Sotheby’s International Realty Canada, Ontario
• Natalie Benedet BAA, CIPS, CLHMS
Real Estate Advisor, Sotheby’s International Realty Canada, British Columbia
• Angie Bryant
Real Estate Advisor, Sotheby’s International Realty Canada, Nova Scotia
• Herbert Ratsch
Real Estate Advisor, Quebec

Hosted by:
Jonathan Hass
Managing Director and Head CIBC Private Banking

Is Canada’s sluggish economic growth due to the pandemic and subsequent inflation, or a reflection of inherent weaknesses in innovation and productivity? How do we get over these hurdles to ensure Canada take its rightful place on the world stage as an economic leader? Please join CIBC Family Office as we pose these questions to two thought leaders with unique experiences concerning Canadian innovation, productivity and growth.

Presenters:
• Roman Dubczak
Deputy Chair, CIBC Capital Markets
• The Hon. Lisa Raitt PC
Vice-Chair Global Investment Banking, CIBC Capital Markets

Hosted by:
Jonathan Hass
Managing Director and Head CIBC Private Banking

The wine market had a stellar 2022 on the back of surging Burgundy and Champagne prices, leading to expanding interest in this market segment. Whether you’ve grown up with wine connoisseurship in the family or are thinking of building your own cellar from scratch, it’s important to understanding the what, how and why of wine collecting before you start investing. Please join us as we hear from subject matter experts Richard Young (Sotheby’s) and Jamie Golombek (CIBC) as they discuss the investment and tax & estate considerations for wine collecting.

Speakers:
• Jamie Golombek
Managing Director and Head, CIBC Tax and Estate Planning
• Richard Young
Vice President and Head of Sotheby’s Auction Sales, Americas, Fine and Rare Wines

Hosted by:
Lana Robinson
Head of CIBC UHNW Private Banking and Family Office

There is a common perception that people who are born into wealth don’t have problems. In reality there are many roadblocks faced by the rising generation in affluent families on their path to thriving, including individual identity, pressure to succeed, and trust of outsiders. Please join CIBC Family Office as we hear from two thought leaders on best practices in identifying and overcoming these roadblocks.

Speakers:
• Danielle Saputo
BCom, FEA - President, Danuto Holdings
• Judi Cunningham
MA, FEA, CEPA - Managing Partner, Trella Advisory Group

Hosted by:
Jonathan Hass
Managing Director and Head CIBC Private Banking

Like most big decisions, buying an airplane requires the right balance of emotion and practicality. Please join CIBC Private Banking as we focus on the latter, and hear from subject matter experts on the pros and cons of airplane ownership vs chartering, and the key tax and estate considerations for both.

Speakers:
• Janelle Brind
VP Momentum Jets
• Eddy Burello
Partner, MNP LLP

Hosted by:
Jonathan Hass
Managing Director and Head CIBC Private Banking

Marriage is an agreement between two people, and like all agreements, knowing how best to enter, maintain and even exit, is important. Please join CIBC Family Office as our subject matter experts share their thoughts on your key tax, legal and financial considerations at each stage of married life.

Speakers:
• Elena Hoffstein
Partner, Miller Thomson LLP
• Melissa Leong
Personal Finance Expert and Author
• Nathalie Boutet
Managing Partner, Boutet Family Law and Mediation

Hosted by:
Jonathan Hass
Managing Director and Head CIBC Private Banking

Alors que la fin de l’année approche, le moment est idéal pour passer en revue votre portefeuille et évaluer votre situation fiscale et successorale. Joignez-vous au Bureau de gestion familiale CIBC pour écouter nos experts. Ils feront part de leurs réflexions sur les perspectives économiques pour l’année à venir et l’incidence de ces dernières sur votre portefeuille. Ils aborderont aussi les principales stratégies de planification fiscale et celles touchant l’entreprise familiale pour vous aider à optimiser votre patrimoine en 2024.

Conférenciers d’honneur :
• Karyne Charbonneau
Directrice exécutive, Service des études économiques, Banque CIBC
• Luc de la Durantaye, CFA
Chef des placements et stratège en chef des placements, Multiclasse d’actifs et gestion des devises
• Jacinthe Marquis
Directrice en chef, Stratégies de gestion de patrimoine CIBC

Animateur :
Charles Martel
Directeur général et chef régional Gestion privée CIBC, Wood Gundy Région du Québec

Knowing how to manage your relationship with money while maximizing your happiness is an important part of the lifelong voyage to financial fluency. If you’re 18-25 and curious about achieving this balance, please join CIBC Family Office as we speak with Melissa Leong, a thought leader who will bring together personal finance, behavioural economics and positive psychology to help you as you begin this important journey.

Speakers:
• Melissa Leong
Personal Finance Expert and Author

Hosted by:
Jonathan Hass
Managing Director and Head CIBC Private Banking